Soeparno, Wahyu Sugeng Imam, Widya Sartika Hasibuan, Walad Altsani HR, and T. Wulan Suci Khairina. 2024. “The Influence of Islamic Financial Literacy and Social Environment on Saving Intentions in Islamic Banking: A Case Study of Economics and Business Students at Universitas Sumatera Utara”. American Journal of Economics and Business Management 7 (8):530-39. https://doi.org/10.31150/ajebm.v7i8.2911.