Al-Hashimy , Hisham Noori Hussain. “Review of Bridging the Financial Inclusion Gap: A Strategic Framework for Digital Financial Management Solutions ”. American Journal of Economics and Business Management 7, no. 4 (April 26, 2024): 63–71. Accessed August 8, 2025. https://globalresearchnetwork.us/index.php/ajebm/article/view/2754.