Analyzing the Performance of Commercial Banks Banking Performance Indicators for a Sample of Iraqi Commercial Banks for the Period (2010-2020)
Keywords:
-Abstract
The research aims to identify the concept of liquidity and profitability indicators and analyze them to know the performance of commercial banks, the research sample As the research started from the problem facing the banks in the research sample Determining a certain level of liquidity to be held to achieve the ability to fulfill its financial obligations upon request, and at the same time how to use this liquidity to achieve profitability for banks and improve the level of performance As the use of liquidity and profitability ratios in analyzing the financial statements of banks will lead to discovering the weaknesses of those banks and trying to avoid them.
The research reached a set of conclusions, the most prominent of which was that the research sample banks witnessed fluctuations and fluctuations in the ratios of liquidity and profitability, and this gives a clear picture of the low performance of those banks, and the research reached a number of recommendations, the most prominent of which wasThe need for banks to exercise caution in their work to avoid risks, and to rely on the indicator of the liquidity coverage ratio, in which banks should have the ability to meet the operating liquidity requirements for a period of not less than a month.
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