Applying the PATROL Model According to the Indicators of Capital Adequacy and Liquidity and Determining its Relationship to Banking Security - An Applied Study in a Sample of Iraqi Islamic Banks
Keywords:
PATROL model, Capital adequacy, Liquidity, Banking security, Iraqi Islamic banksAbstract
The research aims to measure the relationship between each of the components of the PATROL model represented by (capital adequacy, liquidity) and the degree of banking safety for a sample of Iraqi Islamic banks. Included the border Temporal For research ( 6 ) years for the duration from 2016 And up to 2021 And done to choose (12) A local Islamic bank listed in the Iraq Stock Exchange . And done Approval Equity to total deposits and equity to total assets to represent The degree of banking security, which is variants affiliate While the independent variables were expressed in two components (two indicators) of the PATROL model , which are: B ( capital adequacy, liquidit )The research found that there is a positive and significant correlation between the variable The first independent (capital adequacy) and variable approved (degree of bank security ) , and the existence of a positive and significant correlation between the second independent variable (liquidity) in the variable approved (the degree of bank security ), and the research recommended the need to seek to strengthen the degree of bank security in Islamic banks . during finding balance thoughtful Between the degree of banking security and the two indicators of the PATROL model.
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