Procedure for Organizing Lending In Commercial Banks and Ways of Its Improvement
Keywords:
lending, mortgage, problem loans, loan portfolio, guarantor, interbank loan, interest, profit, commercial bank, bank assetsAbstract
In the article, the order of crediting in the commercial banks of our Republic and the analysis of its current state, the measures implemented to improve the practice of lending in commercial banks, and the trends of their changes compared to previous years are compared. The article analyzes the past and current years, identifies problems, and gives recommendations for eliminating these problems.
Downloads
References
Decree of the President of the Republic of Uzbekistan dated May 12, 2020 No. PF-5992 "On the strategy of reforming the banking system of the Republic of Uzbekistan" for 2020-2025. www.lex.uz
Regulation of the Central Bank of the Republic of Uzbekistan, registered on December 10, 2021 with No. 2696-3 "On amendments and additions to the Regulation on the classification of asset quality in commercial banks and the formation of reserves to cover possible losses on assets and the procedure for their use"
Лаврушин О.И. Роль кредита в экономическом развитии//Банковское дело. – Москва, 2011. – №2. – С. 36-37.
Sh. Z. Abdullayeva. Banking. - T.: Economy-Finance, 2017. - p. 242-245.
Khaldorov. Sh.O "Lending forms used in commercial banks and their implementation procedure" Ph.D. Diss. Avtorefer-Tashkent, 2018
www.cbu.uz website of the Central Bank of the Republic of Uzbekistan.
