Banking Risk management In Commercial Banks

Authors

  • Baraka Bahjat Ahmed AL-Tamimi AL-Nahrain University/College of Business Economics

DOI:

https://doi.org/10.31150/ajebm.v8i3.3390

Keywords:

banking risk management, credit risk, market risk, operational risk, liquidity risk

Abstract

The banking sector is among the most high-risk industries, and in recent years, these risks have not only grown but also shifted in nature. While credit risks used to dominate concerns about stability, banks now face significant challenges such as market fluctuations, liquidity crises, interest rate volatility, and strategic threats. This evolving landscape emphasizes the need for advanced risk management systems, especially as many banks increasingly engage in high-risk financial activities. To safeguard their assets and profitability, institutions must adopt measures that proactively minimize potential losses—whether those arise from external factors, human errors, or legal rulings. For Iraqi banks in particular, it is critical to implement comprehensive systems that evaluate and address all forms of risk while ensuring regular updates to adapt to changes in the financial environment.

Downloads

Download data is not yet available.

References

Ibrahim Al-Karasneh, Basic and Contemporary Frameworks in Banking Control and Risk Management, Arab Monetary Fund, Economic Policy Institute, Abu Dhabi, March 2006 .

Al-Shabib Duraid Kamel, Contemporary Banking Management , First Edition, Dar Al-Masira, Jordan, 2012 .

Bu Ras Ahmed and Breika Al-Saeed, Electronic Banking "Tools and Risks", First Edition, Dar Al-Kitab Al-Hadith, Cairo, 2014 .

Boukhalkhal Khaled, The Role of Financial Engineering in Financial Risk Management, Memorandum for a Master's Degree in Management Sciences, University of Algiers , 2012 .

Bourqaba Shawky et al., Credit Risk Management in Islamic Banks, First Edition, Dar Al-Nafais, Jordan, 2015,

Hassan Salah, Supervision of the Work of Banks and Business Organizations, First Edition, Dar Al-Kitab Al-Hadith, Cairo, 2011 .

Hammad Tarek Abdel Aal, Financial Derivatives (Concepts of Accounting Risk Management) Commercial Banks Series "Contemporary Issues", University House, Egypt, 2011.

Al-Hamdouni Elias Khudair and Ahmed Ammar Shehab, Estimating Operational Risks Using the Internal Measurement Methodology , Al-Rafidain Development Magazine, Issue 111 , 2011 .

Khazal Nidal Sahib, The Impact of Operational Risks on Electronic Banking in the Light of Basel 2 Principles , Journal of Accounting and Financial Studies , No. 20 , Institute of Technical Management, Baghdad, 2012 .

Raheef Balsam Hussein , Banking Risk Management and the Extent of Iraqi Banks' Commitment to Basel2 Requirements, Journal of Baghdad College of Economic Sciences, No. 46, 2015.

Samir Ayat Akash, Developments in the prudential rules of banks under the standards of the Basel Committee and the extent of their application by Algerian banks , thesis submitted to obtain a doctoratedegree in economic sciences , University of Algiers , 2012.

Shuqairi Nouri Musa, Risk Management , First Edition, Dar Al-Masira, Jordan, 2012 .

Al-Shammari Sadiq Raed, Risk Management Strategy and its Impact on the Financial Performance of Commercial Banks , First Edition, Dar Al-Yazourdi, Amman, 2013.

Al-Serafi Mohamed, Banking Management , First Edition, Dar Al-Wafa, Alexandria, 2008.

Al-Ali Asaad Hamid, Commercial Banks Management "Introduction to Risk Management ", First Edition, Dar Al-Thamekra, Jordan, 2013 .

Al-Maliki ZahrA Naji Obaid and Saeed Ahmed Muhammad Fahmi, The Role of Bank Capital Adequacy Standards According to Basel Decisions (1 and 2) in Credit Risk, Journal of Financial and Accounting Studies, University of Baghdad, No. 24, 2013.

Al-Madhoun Ibrahim Rabah Ibrahim, The Role of the Internal Auditor in Activating Risk Management in Banks Operating in the Gaza Strip, Memorandum Submitted to obtain a Master's degree, Department of Accounting and Finance, Islamic University, Palestine, 2011.

Al-Makkawi Mohamed Mahmoud, Precautions Against Bank Financing Risks , First Edition, Dar Al-Fikr wal-Qanoon, Alexandria, 2015 .

Downloads

Published

2025-03-19

How to Cite

Bahjat Ahmed AL-Tamimi, B. . (2025). Banking Risk management In Commercial Banks. American Journal of Economics and Business Management, 8(3), 1084–1093. https://doi.org/10.31150/ajebm.v8i3.3390

Issue

Section

Articles

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.